Terms of Service

1. Acceptance of Terms

By accessing or using IntellectAPI.io ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

These Terms apply to all users of the Service, including visitors, registered users, and API consumers. You must be at least 18 years old to use this Service.

2. Service Description

IntellectAPI.io is a B2B Software-as-a-Service (SaaS) platform that provides sports betting predictions and analytics through RESTful APIs. Our Service includes:

• Sports prediction data and analytics
• Multi-tenant API access with subscription-based pricing
• Real-time data feeds and webhook notifications
• Customer management and billing services
• Technical support and documentation

3. Account Registration

To access our Service, you must create a tenant account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Providing accurate contact and billing information
• Ensuring your organization has authority to enter into this agreement

4. API Usage Terms

4.1 Rate Limits

API usage is subject to rate limits based on your subscription plan. Exceeding these limits may result in temporary throttling or account suspension.

4.2 Acceptable Use

You may use our API only for lawful purposes and in accordance with these Terms. You agree not to:

• Attempt to reverse engineer or decompile our APIs
• Use automated tools to exceed rate limits
• Resell or redistribute our data without permission
• Use our Service for illegal gambling operations
• Interfere with or disrupt our Service
• Violate any applicable laws or regulations

4.3 Data Accuracy

While we strive for accuracy, we do not guarantee the completeness or accuracy of our prediction data. You acknowledge that sports outcomes are inherently unpredictable.

5. Payment Terms

Payment processing is handled by Paddle, our certified payment processor. By subscribing to our Service, you agree to:

• Pay all fees according to your selected subscription plan
• Provide accurate billing information
• Authorize automatic recurring payments
• Notify us of any billing disputes within 30 days

5.1 Billing Cycles

Monthly subscriptions are billed monthly in advance. Annual subscriptions are billed annually in advance with a discount. All fees are non-refundable except as specified in our Refund Policy.

5.2 Price Changes

We may change our prices with 30 days' notice. Continued use of the Service after price changes constitutes acceptance of the new pricing.

6. Intellectual Property

6.1 Our Rights

IntellectAPI.io and all related intellectual property, including APIs, algorithms, and data models, remain our exclusive property.

6.2 Your Data

You retain ownership of data you provide to us. You grant us a limited license to process and store your data solely for the purpose of providing our Service.

6.3 License Grant

We grant you a limited, non-exclusive, non-transferable license to use our APIs according to these Terms and your subscription plan.

7. Data Processing

We process personal data in accordance with our Privacy Policy and applicable data protection laws, including GDPR and CCPA. Key points include:

• We act as a data processor for your end-user data
• We implement appropriate security measures
• We retain data only as long as necessary
• You are responsible for obtaining necessary consents from your end users

8. Service Level Agreement

8.1 Uptime Commitment

We strive for 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be announced in advance when possible.

8.2 Support Levels

• FREE Plan: Community support via documentation
• STARTER Plan: Email support within 48 hours
• PROFESSIONAL Plan: Priority email support within 24 hours

9. Limitation of Liability

Our total liability for any claims arising from these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

We specifically disclaim liability for any losses incurred from betting or gambling activities based on our predictions or data.

10. Termination

10.1 Termination by You

You may cancel your subscription at any time through your account dashboard. Cancellation takes effect at the end of your current billing period.

10.2 Termination by Us

We may suspend or terminate your account immediately if you:

• Violate these Terms
• Fail to pay fees when due
• Use the Service for illegal purposes
• Exceed rate limits repeatedly

10.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. We may delete your data after a reasonable period, subject to our data retention policies.

11. Governing Law

These Terms are governed by the laws of [Jurisdiction to be determined based on your business location]. Any disputes will be resolved in the courts of [Jurisdiction].

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email and by posting the updated Terms on our website. Continued use of the Service after changes constitutes acceptance of the new Terms.

If you do not agree to the updated Terms, you must stop using the Service and cancel your subscription.